There’s no such thing as a standard portfolio
OUR FOUNDER
Patrick J. Horan - Chief Executive Officer
Patrick J. Horan, CEO®, is the Founder & Managing Partner of Tesoro Capital Management, LLC.
The firm provides investment management, financial planning and retirement planning for individuals.
Business planning and helping clients transition from owning and operating a business into retirement is one of Horan’s specialties.
Patrick Horan has been recognized as one of the “Top 100 Independent Financial Advisors” by Barron’s for several years, as well as Top Wealth Manager for nine consecutive years by Bloomberg.
A strong advocate of objectivity in client advice, Horan felt compelled to create his new firm in order to receive compensation through fees rather than product sales, thus eliminating conflict of interest.
Horan began his career in 1981 in the Financial services industry, and is known as one of the top financial advisors in America because of his experience and expertise (noted by Worth magazine for many consecutive years).
Tesoro Capital Management is an independent investment advisory firm that has extensive experience solving the financial issues serious investors face.
We offer a proprietary long-term investment philosophy—Intelligent Investing for the 21st Century.
The firm was founded in 2024 to provide our clients with independent advice and a client-focused experience.
We are fee-based investment advisors.
We do not earn commissions for the sale of products; instead, we provide investment management services for one all-inclusive fee.
Clients judge us by the effectiveness of our advice and investment performance.
Our average new client relationship is over $5 million.
We work alongside independent investment consultants, stockbrokers, financial advisors and fiduciaries that represent individual’s trusts, foundations or pension plans.
With over 100 years of combined investment experience, our team along with these professionals, deliver unparalleled investment solutions that we call intelligent investing for the 21st century.
This approach is clearly defined in the philosophy section of this site.
Horan is a Certified Financial Planner® and Chartered Financial Consultant.
Each certification requires three years of study concentrated on Financial planning and investment management.
He has been quoted or appeared in the following media: This Week with David Brinkley, ABC News, Fox on Money, Entrepreneur Magazine, Investor’s Business Daily, The Wall Street Journal, The New York Times, Bloomberg Wealth Manager, Kiplinger’s Personal Finance, Barron’s, Business Week, Financial Planning Magazine, The Journal of Financial Service Professionals, St. Louis Today, Bottom Line Personal, Delaware Today, Baltimore Magazine, The Baltimore Sun, The Baltimore Business Journal, Florida Trend Magazine, Boca Raton Magazine, Boca Raton Observer, Palm Beach Illustrated and Medical Economics.
“There’s no such thing as a standard portfolio” – Patrick J. Horan CEO Tesoro Capital Management, LLC.
Experienced financial advisors, quality investment management, and consistent client service are the three most important components of Tesoro’s relationship.
We take a team approach to bringing the diverse skills of the firm to each client relationship.
Whenever a client calls, a team member who is intimately familiar with the client’s account is available to address questions or to provide service.
Since the founding of our firm, our approach to planning has been neither traditional nor formula-driven.
We recognize that financial plans are static, while clients’ financial assumptions and situations are fluid.
Our approach encompasses issues that our clients voice, as well as issues they may not yet know exist.
The result is customized advice and real-time solutions that we offer as financial challenges arise and life brings changes.
We weigh in on important issues where our advice will have the greatest influence on results.
This approach has led to our selection as one of America’s top financial advisors by Worth Magazine and many other well recognized International publications.
Tesoro Capital Management currently has relationships with Charles Schwab and Fidelity and other financial institutions you may have.
Custodians help ensure an account is not being mismanaged and remove the risk of an individual taking money from a client account without the client’s permission.
We invite you to explore how our approach leads serious investors to place their trust in us so they can achieve their goals.
Our ambition is to serve as our clients’ most valued professional financial advisor.
Listen to my most recent podcast below.